Platinum Credit Cards

To qualify for a platinum card, you usually need an excellent credit rating and a reasonably high income. Most platinum credit cards have exclusive benefits, such as security protection plans, rental insurance, emergency assistance services, purchase replacement, and extra protection from unauthorized internet transaction charges. If you are looking for the highest standard in credit card features and benefits, and you have a good enough credit score to get it, choose platinum. Banks are competing for "prime" consumers and offer numerous perks with their platinum cards to earn your business. From a 0% intro APR to miles, perks and rewards, or additional insurance, you can have it all with platinum.

Browse the full selection of our PLATINUM credit cards below or choose another credit card from the menu bar on the left. Compare the information on fees, rewards, and various other card features in the "more info" section of the listed cards.

Discover® More® Card

Make your money worth More.^SM*

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 4% (minimum $10)*
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 11.99%-20.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 5% (minimum $10)
Annual Fee: None
Late Fee: Up to $35
Returned Check Fee: Up to $35
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Credit Line: Minimum $5,000
Issuer: Discover Bank

    Features:

• 0% intro APR on balance transfers for 15 months, then the Regular APR
• 0% intro APR on purchases for 15 months, then the Regular APR
• 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
• Up to 1% unlimited Cashback Bonus on all other purchases
• No Annual Fee
  
  *View rates, fees, rewards and other important information.

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Blue Sky from American Express(SM)

Say good-bye to Travel Reward Restrictions!

Summary:

APR for Balance Transfers: As low as Prime + 13.99% (Currently 17.24%)
Balance Transfer Fee: 3% (minimum $5)
Intro APR for Purchases: 0.00% (for 12 Months)
Ongoing APR: 17.24%-21.24% Variable
Cash Advance APR: Prime + 21.99% (Currently 25.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $35.00
Overlimit Fee: N/A
Returned Check Fee: $35.00
Grace Period: 25 Days
Reward Program: Travel Points
Issuer: American Express Co.

    Features:

• No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time
• Enjoy travel rewards with no restrictions or blackout dates - earn points redeemable for flights on any airline, stays at any hotel, and car rentals with any company
• Redeem travel rewards with as few as 7,500 points, good for a $100 statement credit on any travel purchase
• Feel secure with protection from fraudulent charges and extensions of manufacturer's warranties on eligible purchases
  
  See Terms, Conditions & Disclosures

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Discover® More® Card - Clear

5% Cashback Bonus®*!

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 4% *
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 11.99%-20.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 5% (minimum $10)
Annual Fee: None
Late Fee: Up to $35
Returned Check Fee: Up to $35
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Issuer: Discover Bank

    Features:

• 0% intro APR on purchases and balance transfers for 6 months, then the Regular APR
• 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
• Up to 1% unlimited Cashback Bonus on all other purchases
• No Annual Fee
  
  *View rates, fees, rewards and other important information.

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Starwood Preferred Guest® Credit Card from American Express

Earn FREE NIGHTS and FREE FLIGHTS with the Starwood Preferred Guest® Credit Card!

Summary:

APR for Balance Transfers: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Intro APR for Purchases: 2.90% (for 6 Months)
Ongoing APR: 15.24% Variable
Cash Advance APR: Prime + 21.99% (Currently 25.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $45, First Year Free
Late Fee: $35.00
Overlimit Fee: N/A
Returned Check Fee: $35.00
Grace Period: 20 Days
Reward Program: Starpoints
Credit Line: Up to $100,000
Issuer: American Express Co.

    Features:

• Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
• Redeem Starpoints® for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines - all with no blackout
• No annual fee for the first year and $65 thereafter.
• Stay 2 nights and get the 3rd night free at participating Sheraton® Hotels and Resorts worldwide.
• Earn 4 to 5 Starpoints for every dollar you spend at Starwood Preferred Guest Hotels and Resorts.
• Smarter Travel Editor's Choice Award for Best Travel Awards Card for Domestic Use.
  
  See Card Terms and Conditions

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Discover® Student Card

Easy online account options that put you in control

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 12.99%-19.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 5% (minimum $10)
Annual Fee: None
Late Fee: Up to $35
Returned Check Fee: Up to $35
Grace Period: 25 Days
Reward Program: 1-20%* Cashback Bonus®
Issuer: Discover Bank

    Features:

• 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
• Up to 1% unlimited Cashback Bonus® on all other purchases
• No Annual Fee
• $0 Fraud Liability Guarantee
  
  *View rates, fees, rewards and other important information.

More info           Apply