Platinum Credit Cards

To qualify for a platinum card, you usually need an excellent credit rating and a reasonably high income. Most platinum credit cards have exclusive benefits, such as security protection plans, rental insurance, emergency assistance services, purchase replacement, and extra protection from unauthorized internet transaction charges. If you are looking for the highest standard in credit card features and benefits, and you have a good enough credit score to get it, choose platinum. Banks are competing for "prime" consumers and offer numerous perks with their platinum cards to earn your business. From a 0% intro APR to miles, perks and rewards, or additional insurance, you can have it all with platinum.

Browse the full selection of our PLATINUM credit cards below or choose another credit card from the menu bar on the left. Compare the information on fees, rewards, and various other card features in the "more info" section of the listed cards.

Discover® More® Card

Make your money worth More.^SM*

Summary:

APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 11.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Credit Line: Minimum $5,000
Issuer: Discover Bank

Features:

0% intro APR on balance transfers for a full 15 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

*View rates, fees, rewards and other important information.

More info Apply

Blue Sky® from American Express®

Say good-bye to Travel Reward Restrictions!

Summary:

APR for Balance Transfers: As low as Prime + 11.99% (Currently 15.24%)
Balance Transfer Fee: 3% (minimum $5)
Intro APR for Purchases: 0.00% (for 6 Months)
Ongoing APR: 17.24%-21.24% Variable
Cash Advance APR: Prime + 21.99% (Currently 25.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 25 Days
Reward Program: Travel Points
Issuer: American Express Co.

Features:

0% intro APR on purchases for 6 months and no annual fee
Flexibility to pay over time
Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates — get points for flights on any airline, stays at any hotel, and car rentals with any company

See Terms, Conditions & Disclosures

More info Apply

Discover® More® Card - Clear

5% Cashback Bonus®*!

Features:

0% intro APR on purchases and balance transfers for 6 months, then the Regular APR
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

*View rates, fees, rewards and other important information.

More info Apply

Starwood Preferred Guest® Credit Card

Earn FREE NIGHTS and FREE FLIGHTS with the Starwood Preferred Guest® Credit Card!

Summary:

APR for Balance Transfers: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Intro APR for Purchases: 2.90% (for 6 Months)
Ongoing APR: 15.24% Variable
Cash Advance APR: Prime + 21.99% (Currently 25.24%)
Cash Advance Fee: 3% (minimum $5)
Annual Fee: $45, First Year Free
Late Fee: $19-$39
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Reward Program: Starpoints
Credit Line: Up to $100,000
Issuer: American Express Co.

Features:

Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds.

See Card Terms and Conditions

More info Apply

Discover® Student Card

Easy online account options that put you in control

Summary:

Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 13.99%-20.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-20%* Cashback Bonus®
Issuer: Discover Bank

Features:

0% Interest* on Purchases for 6 Months
5% to 20% Cashback Bonus® at top online retailers*
No Annual Fee
$0 Fraud Liability Guarantee

*View rates, fees, rewards and other important information.

More info Apply